Housing & Cost of Living
Home prices, rents, mortgage burden, and housing supply.
Household Debt-to-Income Ratio
Total household debt (mortgages, personal loans, credit cards) as a percentage of annual household disposable income. Australia's ratio is among the highest in the world.
Median Home Price
Median sale price of residential dwellings nationally, with optional drill-down by state.
Median Weekly Rent
National median weekly rent paid by renter households across all dwelling types.
Mortgage Repayment Burden Index (MRBI)
Modelled percentage of average gross income required to service a typical new mortgage. Assumes 80% LVR on a median-priced dwelling at the prevailing standard variable rate over a 30-year term.
New Dwelling Completions
Number of new residential dwellings completed each quarter, nationally and by state.
Rental Burden Index (RBI)
Percentage of average gross weekly earnings required to pay the national median weekly rent. A transparent proxy for rental affordability.
Standard Variable Mortgage Rate
The standard variable housing lending rate offered by major banks. This is the benchmark rate used for most existing variable-rate home loans.