Home prices, rents, mortgage burden, and housing supply.
The total number of new residential dwelling units approved for construction each month. A leading indicator of future housing supply — approvals today become completions 12 to 18 months from now.
Total household debt (mortgages, personal loans, credit cards) as a percentage of annual household disposable income. Australia's ratio is among the highest in the world.
The annual percentage change in total housing credit (mortgage lending) outstanding. Shows how fast the stock of housing debt is growing.
Median sale price of residential dwellings nationally, with optional drill-down by state.
National median weekly rent paid by renter households across all dwelling types.
Modelled percentage of average gross income required to service a typical new mortgage. Assumes 80% LVR on a median-priced dwelling at the prevailing standard variable rate over a 30-year term.
Number of new residential dwellings completed each quarter, nationally and by state.
Percentage of average gross weekly earnings required to pay the national median weekly rent. A transparent proxy for rental affordability.
The standard variable housing lending rate offered by major banks. This is the benchmark rate used for most existing variable-rate home loans.
