% per year - Source frequency: monthly · Methodology · Corrections
Australia's housing credit growth was 7.3% as of March 2026. The long-term trend is broadly stable, though the recent 12-month direction is rising. The annual percentage change in total housing credit (mortgage lending) outstanding. Shows how fast the stock of housing debt is growing. Housing credit growth drives property prices and household leverage. Rapid growth can signal overheating; a sharp slowdown can precede price corrections and reduced construction activity. Data is sourced from RBA Financial Aggregates (Table D1) and updated monthly.
The annual percentage change in total housing credit (mortgage lending) outstanding. Shows how fast the stock of housing debt is growing.
Housing credit growth drives property prices and household leverage. Rapid growth can signal overheating; a sharp slowdown can precede price corrections and reduced construction activity.
Context-dependent
Source: RBA Financial Aggregates (Table D1)
GREEN = favourable trend within acceptable band of baseline. AMBER = flat or mild change. RED = unfavourable trend beyond threshold.
This data is sourced programmatically from official statistical APIs and data feeds (RBA Financial Aggregates (Table D1)), updated monthly. Our pipeline fetches the machine-readable version automatically and converts it to the standardised format shown here.
See all sources and methodology on the data sources page.
