% per annum - Source frequency: monthly · Methodology · Corrections
Australia's small business lending rate was 9.0% as of September 2026. The variable term lending rate banks charge small businesses, from the RBA's indicator lending rates. The rate on the debt most small businesses carry is a direct read on their cost of financing and their sensitivity to cash-rate moves. Data is sourced from RBA Table F5 - Small business; variable; term lending rate and updated monthly.
The variable term lending rate banks charge small businesses, from the RBA's indicator lending rates.
The rate on the debt most small businesses carry is a direct read on their cost of financing and their sensitivity to cash-rate moves.
Lower is better
Source: RBA Table F5 - Small business; variable; term lending rate
This data is sourced programmatically from official statistical APIs and data feeds (RBA Table F5 - Small business; variable; term lending rate), updated monthly. Our pipeline fetches the machine-readable version automatically and converts it to the standardised format shown here.
See all sources and methodology on the data sources page.
