% per year - Source frequency: monthly · Methodology · Corrections
Australia's private credit growth was 8.4% as of August 2026. Twelve-month growth in credit to the private non-financial sector: housing, personal and business credit combined. Credit growth tracks whether households and businesses are expanding or paying down debt. Rapid growth can signal overheating; contraction signals a credit crunch. Data is sourced from RBA Table D1 (DGFACNF12) — credit to the private non-financial sector, 12-month ended growth and updated monthly.
Twelve-month growth in credit to the private non-financial sector: housing, personal and business credit combined.
Credit growth tracks whether households and businesses are expanding or paying down debt. Rapid growth can signal overheating; contraction signals a credit crunch.
Context-dependent
Source: RBA Table D1 (DGFACNF12) — credit to the private non-financial sector, 12-month ended growth
This data is sourced programmatically from official statistical APIs and data feeds (RBA Table D1 (DGFACNF12) — credit to the private non-financial sector, 12-month ended growth), updated monthly. Our pipeline fetches the machine-readable version automatically and converts it to the standardised format shown here.
See all sources and methodology on the data sources page.
