% per annum - Source frequency: monthly · Methodology · Corrections
Australia's term deposit rate (1-year) was 5.0% as of September 2026. The rate banks pay on a $10,000 one-year term deposit, from the RBA's retail deposit rates. What savers earn on cash is the other side of the interest-rate story, and a real return only if it beats inflation. Data is sourced from RBA Table F4 - Banks; 1-year term deposit, $10,000 and updated monthly.
The rate banks pay on a $10,000 one-year term deposit, from the RBA's retail deposit rates.
What savers earn on cash is the other side of the interest-rate story, and a real return only if it beats inflation.
Context-dependent
Source: RBA Table F4 - Banks; 1-year term deposit, $10,000
This data is sourced programmatically from official statistical APIs and data feeds (RBA Table F4 - Banks; 1-year term deposit, $10,000), updated monthly. Our pipeline fetches the machine-readable version automatically and converts it to the standardised format shown here.
See all sources and methodology on the data sources page.
