Insurance Premiums (CPI) — methodology

What this metric measures

The consumer price index for insurance premiums — home, contents and other household cover — across the capital cities.

Why it matters: Insurance is one of the fastest-moving household costs. Rapid premium growth squeezes budgets and can leave homes and businesses underinsured.

Source & provenance

Publisher

ABS CPI - Insurance (index)

Update frequency

quarterly

Licence

CC BY 4.0

How the score is computed

The score is a 0–100 normalisation of the latest observation, compared to a baseline window. The traffic-light rating (RAG) reflects both the absolute level and the recent trend.

Direction

Lower is better

Trend window

24 months

Baseline

Last 10 years

{
  "red_min_pct_of_baseline": 110,
  "amber_max_pct_of_baseline": 110,
  "green_max_pct_of_baseline": 95
}