First Home Buyer Commitments — methodology

What this metric measures

New owner-occupier home loans committed to first home buyers each quarter, original (unadjusted) counts.

Why it matters: First home buyers are the most rate-sensitive part of the market. Their numbers show whether housing is still reachable for people without existing equity.

Source & provenance

Publisher

ABS Lending Indicators (Cat. 5601.0) - owner-occupier first home buyer commitments, original

Update frequency

quarterly

Licence

CC BY 4.0

How the score is computed

The score is a 0–100 normalisation of the latest observation, compared to a baseline window. The traffic-light rating (RAG) reflects both the absolute level and the recent trend.

Direction

Higher is better

Trend window

24 months

Baseline

Last 10 years

{
  "red_max_pct_of_baseline": 95,
  "amber_min_pct_of_baseline": 95,
  "green_min_pct_of_baseline": 102
}