Business Credit Growth — methodology

What this metric measures

Twelve-month growth in credit to non-financial businesses from banks and other lenders.

Why it matters: Business credit tracks whether firms are borrowing to invest and expand. Sustained weakness points to cautious businesses and slower investment.

Source & provenance

Publisher

RBA Table D1 (DGFACBNF12) — credit to non-financial businesses, 12-month ended growth

Update frequency

monthly

Licence

CC BY 4.0

How the score is computed

The score is a 0–100 normalisation of the latest observation, compared to a baseline window. The traffic-light rating (RAG) reflects both the absolute level and the recent trend.

Direction

Context-dependent

Trend window

24 months

Baseline

Last 10 years

{
  "neutral": true
}